High-Cost Lending Practices Can Endanger Minority Communities
Income is No Shield Against Racial Differences in Lending analyzes high-cost lending in America's major metropolitan areas, revealing high-cost lending targeted at minorities that leaves their communities vulnerable to multiple foreclosures.
Evidence of Disparities in Lending Practices in Baton Rouge
Fair Lending Helps Community Prosperity shows that minorities and low- and middle-income borrowers experienced fair lending disparities in the Baton Rouge Metropolitan Statistical Area in 2005.
Services for Low-Income Parents With Challenges That Make Working Difficult
Hard-to-Employ Parents: A Review of Their Characteristics and the Programs Designed to Serve Their Needs looks at the difficulties many low-income parents face in finding or keeping jobs. It then examines related safety-net services developed since the establishment of the Temporary Assistance for Needy Families program in 1996. Wide variation in states' welfare policies and needy recipients' access to local services pose special challenges to low-income parents who already have barriers to employment.
