According to the available literature, there are four basic types of insurance fraud offenders; these include confidence men, white collar offenders who are employed in professional or significant business positions, and average citizen offenders who yield to temptation or seek to escape personal financial trouble. Existing sources on insurance fraud, however, fail to mention two additional types of insurance fraud offenders, namely repeat offenders and organized crime offenders. The latter are believed to be the most sophisticated type of criminal. A random sampling of investigative summary reports on insurance fraud offenders in Florida showed that 30 of 52 offenders had committed multiple offenses, that three of those classified as repeat offenders were actually white collar offenders, and that the remaining offenders were average citizens, whose demographic backgrounds were similar to those of repeat offenders.