RECOMMENDED CHANGES IN LAW ENFORCEMENT PRIORITIES AND PROCEDURES INCLUDE RECOGNITION OF THE IMPACT OF FRAUD ON CONSUMERS; ALLOCATION OF INVESTIGATORY RESOURCES WITH REGARD TO VICTIMIZATION PATTERNS AND MAINTENANCE OF A SYSTEMATIC RECORD OF COMPLAINTS; AND COOPERATION OF LAW ENFORCEMENT AUTHORITIES AND LOCAL CONSUMER GROUPS IN SORTING OUT POTENTIAL CRIMINAL OFFENSES FROM CIVIL DISPUTES REPORTED. A FURTHER RECOMMENDATION IS MADE TO ENACT A GENERAL CONSUMER-FRAUD STATUTE CARRYING PENAL SANCTIONS REFLECTING THE EXTENT OF VICTIMIZATION IN A GIVEN CASE.