ALL STUDENTS, AT THE TIME THEY ARE MAKING A DECISION ABOUT THEIR POSTSECONDARY EDUCATION, ARE WILLING TO INVEST THEIR OWN TIME IN ORDER TO ACQUIRE INFORMATION THAT WILL HELP THEM TO AVOID EDUCATIONAL MALPRACTICE. STUDENTS ARE MOST LIKELY TO TRUST INFORMATION THAT THEY CAN ACQUIRE THEMSELVES WITHOUT CONTACTING A COUNSELOR OR GOVERNMENT OFFICIAL. STUDENTS ARE MOST LIKELY TO BE ABLE TO USE INFORMATION THAT DOES NOT REQUIRE SOPHISTICATED INTERPRETATION. IF STUDENTS HAVE EASY ACCESS TO A 'HOW-TO-DO-IT' GUIDE, THEY CAN ACQUIRE INFORMATION ABOUT THE PRESENCE OR ABSENCE OF POTENTIALLY ABUSIVE INSTITUTIONAL POLICIES AND AND PRACTICES RELATED TO REFUNDS, ADVERTISING, ADMISSION, INSTRUCTIONAL STAFF EVALUATION, DISCLOSURE IN WRITTEN DOCUMENTS, STUDENT ORIENTATION, JOB PLACEMENT SERVICES AND FOLLOWUP, RECORDKEEPING, TURNOVER OF INSTRUCTIONAL STAFF, REPRESENTATION OF CHARTERED, APPROVED, OR ACCREDITED STATUS, FINANCIAL STABILITY, INSTRUCTIONAL PROGRAMS IN OCCUPATIONAL AND PROFESSIONAL PREPARATION AREAS, INSTRUCTIONAL EQUIPMENT AND FACILITIES IN THESE AREAS, AND ATTRITION AND LOAN DEFAULT. AN OUTLINE OF POTENTIALLY ABUSIVE POLICIES AND PRACTICES IS PRESENTED, TOGETHER WITH SUGGESTIONS FOR FORMAT AND CONTENT OF A STUDENT GUIDE. (LKM)