Guidelines on installment buying are given. These involve (1) ensuring that the consumer understands the contract; (2) ensuring that the contract contains the exact description of the product purchased including serial number and other necessary information; (3) obtaining guarantees and warranties in writing; and (4) knowing the cash price, the balance remaining after the down payment, the financing charges, and the deferred payment price. The film ends by summarizing the major points to remember about contract buying: obtain a complete contract, obtain accurate information, and know all the costs.