The hearings were held to educate the Congress on the scope of the problem and on the patterns of criminal activity leading to abuse of the bankruptcy process and to solicit suggestions on identifying and preventing bankruptcy fraud. A panel on organized crime, including Justice Department and Internal Revenue Service agents, detailed their investigation into this area of bankruptcy fraud. Representatives of the National Association of Credit Association, a certified public accountant, and the deputy assistant director of the FBI testified on the economic impact of bankruptcy fraud and on the special difficulties involved in tracking fraud cases. Others testifying included representatives of the Arizona Drug Control District, the Arizona Office of the Attorney General, the FBI, and city and county law enforcement agencies; these experts discussed the problems of organized crime in Arizona and their problem areas in the investigation and prosecution of bankruptcy frauds were raised, and one expert suggested that an investigative accountant be hired in any bankruptcy in which fraud is suspected. Several prepared statements are appended.