U.S. flag

An official website of the United States government, Department of Justice.

NCJRS Virtual Library

The Virtual Library houses over 235,000 criminal justice resources, including all known OJP works.
Click here to search the NCJRS Virtual Library

Insurance Related Crime: Problems, Needs and Solutions (From Report for 1987 and Resource Material Series No. 33, P 170-189, 1988, Hideo Utsuro, ed. -- See NCJ-124255)

NCJ Number
124259
Author(s)
T D Crowe
Date Published
1988
Length
20 pages
Annotation
After examining the nature and extent of insurance-related crime, this paper examines the prevention and control of such crime, including international problems, needs, and solutions regarding insurance-related crime.
Abstract
Some of the insurance-related crimes listed are murder by beneficiaries, fake injuries or disabilities, fake deaths, fake accidents, kickbacks for false claims, false thefts, staged accidents, and arson for profit. Some of the obstacles to the effective prevention and control of insurance-related crime are outlined in the areas of criminal justice, business, government regulation, and social policy and public opinion. Actions to prevent and control insurance-related crimes and abuses focus on criminal justice measures, business measures, and government/legislative measures. Criminal justice measures encompass crime prevention, detection, suppression, investigation, apprehension, prosecution, and treatment. Additional criminal justice actions are incentives for citizen reporting, "sting" programs, 100-percent case management systems, crime analysis/link analysis techniques, and the extension of felony charges to co-conspirators or accomplices. Some of the business measures are personnel training, incentives/disincentives, screening profiles, customer training and assistance, customer incentives, and limiting insurance sales by zone. Some government/legislative actions are the creation of government special investigative units, immunity laws for insurance agencies, and legal limits on punitive damage awards. 17 references.