Noncriminal countermeasures include a limitation on the amount of claims in life assurance, standardization of the quality and education of insurance brokers/agents, uniform insurance policy, and the promotion of a good working relationship between insurance companies and government authorities. Other noncriminal countermeasures include establishment of a "black list" that includes the names of discredited insured persons, and the exchange of research and information among insurance companies. Criminal countermeasures against insurance crime include specialized training for those who investigate economic crimes; laws that facilitate the obtaining of financial evidence; the use of innovative sanctions, including the forfeiture of illegally gained profit; and the modification of procedural law to facilitate the investigation and prosecution of financial crimes. International cooperation and assistance can include the establishment of a regional training center to teach countermeasures against insurance crime, the use of regional experts and advisors on the prevention of insurance crime, and improvement in international extradition agreements.