These quasi-capitalist developers aim to revitalize communities devastated by broader transformations in the economy. They develop housing and commercial development projects to provide jobs, build or rehabilitate affordable homes, and create commercial space within neglected communities. Their work is made complex by the need to piece together complicated financial packages that serve the social needs of the poor. Thus, they aim to create community assets that are visible as commercial space, industrial properties, and affordable residents, as well as individual assets such as job skills, education, and an increased sense of self-worth. The development of community wealth and personal assets synergistically build upon each other; by working with individuals, community-based development organizations restore the community. The program leaders understand the holistic nature of problems within deprived areas and see beyond the bricks-and-mortar implications of their projects. Their theories emphasize community, make clear why programs that focus only on physical development are insufficient, and provide a new vision of community and regeneration. 64 references