THE INNOCENT CONSUMER IS OFTEN A SERIOUSLY CONFUSED CONSUMER IN TODAY'S WORLD. USUALLY HE DOES NOT KNOW THAT INSTALLMENT LAWS MAINLY PROTECT SELLERS, NOT BUYERS. HE NODS KNOWINGLY WHEN HE IS TOLD HIS INSURANCE POLICY BUILDS CASH VALUE, BUT RARELY EXAMINES HIS POLICY TO SEE HOW MUCH. HE IS CONVINCED THAT IF YOU PAY MORE YOU GET MORE, AND THAT THE WORD 'GUARANTEE' MEANS JUST THAT. BECAUSE OF THIS, MILLIONS OF CONSUMERS BECOME THE VICTIMS OF FRAUD EACH YEAR. THIS BOOK DISCUSSES INSTANT CREDIT, THE HIGH PRICE OF SMALL LOANS, AND BOGUS HOME IMPROVEMENT PLANS. THE AUTHOR LISTS THE VARIOUS BETTER BUSINESS BUREAUS, LEGAL AID OPERATIONS, STATE PROTECTION AGENCIES, AND OTHER SOURCES WHERE THE VICTIMIZED CONSUMER CAN SEEK HELP....BS