THE DIRECTORIES LISTED COVER HOSPITALS, CREDIT UNIONS, BANKS, AUTOMOBILE REPAIRS, LAWYERS, DOCTORS, STOCKS AND BONDS, AND OTHER SUBJECTS WHERE CONSUMERS ARE OPEN TO FRAUDULENT BUSINESS PRACTICES. IN THE INTRODUCTION, THE AUTHOR DESCRIBES STATE LICENSING POWERS, CONSUMER COMPLAINTS TO LICENSING AUTHORITIES, CONSUMER COMPLAINTS TO ASSOCIATIONS, AND HOW TO SEEK REMUNERATION THROUGH MALPRACTICE SUITS AND SMALL CLAIMS COURTS....BS